About

Our History

A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve. Over 50 years later, we are still going strong. Read More…

What is a credit union?

Credit Unions are mistakenly thought of as just another financial organization, but through established values and organization we also identify ourselves as cooperatives. A credit union is unlike any other financial institution. Owned and operated by the people it serves, every credit union is formed by a group of people wanting to control their own financial destiny. Read More…

Why are credit unions better?

Why Credit Unions are Better than Banks? It’s really quite simple. As a member, you are an owner of a not-for-profit financial cooperate. This gives you the ability to pool your savings with other members, lend to one another, and own the organization where you save, borrow, and obtain other related financial services. Read More…

Who can join a credit union?

People who reside in, worship in, or whose place of employment is in the following counties in Kansas: Sedgwick, Riley, Geary, Sumner, Harper, Kingman, McPherson, Pratt, Stafford, Butler, Harvey, Marion, Dickinson, Cowley, Barber, Reno, Chase, Morris, Clay, Cloud, or Rice; Read More…