Personal Checking
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Personal Checking



Checking Accounts Options From Wheat State Credit Union

Having a checking account has never been easier or more affordable. All of our checking accounts offer the following free of charge: See More…

  • Unlimited check-writing privileges
  • VISA debit card with unlimited POS (point-of-sale) transactions
  • 24/7 phone banking and internet banking with bill pay

Checking Accounts Options From Wheat State Credit Union - Image of checking ledger, a calculator, and some reading glasses


Checking Account Types

Regular Checking

  • No service charge
  • Dividends declared and paid quarterly
  • Minimum of $25 to open
  • Minimum of $50 to receive dividend.

Member’s Choice Checking

  • Free checks (one box per order)
  • Monthly dividends paid on daily balances of $300

Elite Checking

  • For members 50 years of age and over
  • No service charge
  • Free checks (one box per order)

Checking Account Terms
  • Every check you write should have a carbon copy.
  • Original canceled checks will not be returned to you.
  • Statements are available monthly.
  • Notify WSCU of any discrepancies in your statement within 30 days.
  • All checking applications are subject to credit checks.