Loan Rates - Wheat State Credit Union
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Loan Rates

Loan Rates - Image of a calculator and cash

Current Loan Rates

Personal Loans

  • As low as 9.50% APR up to 36 months based on credit score.

Share and Certificate Secured Loans

  • 2.00% above APY of Share or Certificate used.

Vehicle Loans

  • Starting at 5.00% APR for 24 months
  • Starting at 5.50% APR for 36 months
  • Starting at 5.50% APR for 48 months
  • Starting at 5.50% APR for 60 months
  • Starting at 6.00% APR for 72 months
  • Starting at 7.00% APR for 84 months
  • Rate, maximum term, and loan to value will be subject to credit score and year of vehicle.
  • Above rates can be even lower with discounts for qualified additional services. Floor rate is 2.99%.

Home Equity Line of Credit

  • Minimum $5,000 and maximum $100,000. 90% Loan to Value of certified appraisal value.

Terms

APR = annual percentage rate.
All rates are subject to change without prior notice.

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