Share and Certificate Rates - Wheat State Credit Union
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Share and Certificate Rates

Share and Certificate Rates - Image of a calculator and cash

Current Share and Certificate Rates

Share Rates* Effective Quarter End June 2021

Minimum of $25 to open an account. Minimum of $50 to receive dividends.

Balance Rate APY
$50 to $2,499.99 0.025% 0.025%
$2,500 or more 0.075% 0.075%

 

Account Rate APY
Christmas Club 0.150% 0.150%
IRA accounts 0.499% 0.500%

*Dividends paid quarterly

Wheat State Credit Union also offers IRA share certificates; contact us for the most current rates.

Money Market* Effective November 1, 2023

Dividends earned on the Average Daily Balance. Minimum of $500 to open an account. Minimum Average Daily Balance of $500 to receive dividends.

 

Balance Rate APY
$500 - $4,999,99 0.399% 0.40%
$5,000 - $49,999.99 0.499% 0.50%
$50,000 - $99,999.99 0.996% 1.00%
$100,000 + 1.490% 1.50%

**Dividends paid monthly

Share Certificate Rates* Effective March 23, 2023

Minimum $500 to open on all terms, dividends paid quarterly, 90 days dividend penalty for early withdrawal.

Term Rate APY
6 Months 1.739% 1.750%
12 months 4.909% 5.00%
24 months 3.552% 3.60%
36 months 3.552% 3.60%
48 months 3.552% 3.60%
60 months 3.552% 3.60%

 

Terms

APY = annual percentage yield.
*All rates are subject to change without prior notice.

 

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