Share and Certificate Rates
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Share and Certificate Rates

Share and Certificate Rates - Image of a calculator and cash

Current Share and Certificate Rates

Share Rates* Effective Quarter End June 2021

Minimum of $25 to open an account. Minimum of $50 to receive dividends.

Balance Rate APY
$50 to $2,499.99 0.025% 0.025%
$2,500 or more 0.075% 0.075%

 

Account Rate APY
Christmas Club 0.150% 0.150%
IRA accounts 0.499% 0.500%

*Dividends paid quarterly

Wheat State Credit Union also offers IRA share certificates; contact us for the most current rates.

Money Market* Effective April 1, 2022

Dividends earned on the Average Daily BalanceMinimum of $500 to open an account. Minimum Average Daily Balance of $500 to receive dividends.

Balance Rate APY
$500 – $4,999,99 0.25% 0.250%
$5,000 – $49,999.99 0.30% 0.300%
$50,000 or more 0.65% 0.652%

**Dividends paid monthly

Member’s Choice Checking*

Balance Rate APY
Average daily balance greater than $300 0.025% 0.025%

**Dividends paid monthly

Share Certificate Rates* Effective July 28, 2022

Minimum $500 to open on all terms, dividends paid quarterly, 90 days dividend penalty for early withdrawal.

Term Rate APY
6 Months 1.00% 1.040%
12 months 1.50% 1.508%
18 months 1.75% 1.762%
24 months 2.00% 2.015%
36 months 2.25% 2.269%
48 months 2.50% 2.524%
60 months 2.60% 2.6254%

 

Terms

APY = annual percentage yield.
*All rates are subject to change without prior notice.