Share and Certificate Rates
Current Share and Certificate Rates
Share Rates* Effective Quarter End June 2021
Minimum of $25 to open an account. Minimum of $50 to receive dividends.
| Balance | Rate | APY |
|---|---|---|
| $50 to $2,499.99 | 0.025% | 0.025% |
| $2,500 or more | 0.075% | 0.075% |
| Account | Rate | APY |
|---|---|---|
| Christmas Club | 0.150% | 0.150% |
| IRA accounts | 0.499% | 0.500% |
*Dividends paid quarterly
Wheat State Credit Union also offers IRA share certificates; contact us for the most current rates.
Money Market* Effective April 1, 2022
Dividends earned on the Average Daily BalanceMinimum of $500 to open an account. Minimum Average Daily Balance of $500 to receive dividends.
| Balance | Rate | APY |
|---|---|---|
| $500 – $4,999,99 | 0.25% | 0.250% |
| $5,000 – $49,999.99 | 0.30% | 0.300% |
| $50,000 or more | 0.65% | 0.652% |
**Dividends paid monthly
Member’s Choice Checking*
| Balance | Rate | APY |
|---|---|---|
| Average daily balance greater than $300 | 0.025% | 0.025% |
**Dividends paid monthly
Share Certificate Rates* Effective July 28, 2022
Minimum $500 to open on all terms, dividends paid quarterly, 90 days dividend penalty for early withdrawal.
| Term | Rate | APY |
|---|---|---|
| 6 Months | 1.00% | 1.040% |
| 12 months | 1.50% | 1.508% |
| 18 months | 1.75% | 1.762% |
| 24 months | 2.00% | 2.015% |
| 36 months | 2.25% | 2.269% |
| 48 months | 2.50% | 2.524% |
| 60 months | 2.60% | 2.6254% |
Terms
APY = annual percentage yield.
*All rates are subject to change without prior notice.
