Share and Certificate Rates
×
Wheat State Credit Union Smart App
Wheat State Credit Union
Free – Google Play
Get it

Share and Certificate Rates

Share and Certificate Rates - Image of a calculator and cash

Current Share and Certificate Rates

Share Rates* Effective Quarter End June 2021

Minimum of $25 to open an account. Minimum of $50 to receive dividends.

Balance Rate APY
$50 to $2,499.99 0.025% 0.025%
$2,500 or more 0.075% 0.075%

 

Account Rate APY
Christmas Club 0.150% 0.150%
IRA accounts 0.499% 0.500%

*Dividends paid quarterly

Wheat State Credit Union also offers IRA share certificates; contact us for the most current rates.

Money Market* Effective November 5, 2022

Dividends earned on the Average Daily Balance. Minimum of $500 to open an account. Minimum Average Daily Balance of $500 to receive dividends.

Balance Rate APY
$500 – $4,999,99 0.399% 0.40%
$5,000 – $49,999.99 0.499% 0.50%
$50,000 or more 0.996% 1.00%

**Dividends paid monthly

Member’s Choice Checking*

Balance Rate APY
Average daily balance greater than $300 0.025% 0.025%

**Dividends paid monthly

Share Certificate Rates* Effective November 11, 2022

Minimum $500 to open on all terms, dividends paid quarterly, 90 days dividend penalty for early withdrawal.

Term Rate APY
6 Months 1.739% 1.750%
11 months 4.184% 4.25%
12 months 1.985% 2.00%
18 months 4.426% 4.50%
24 months 2.231% 2.25%
36 months 2.477% 2.50%
48 months 2.722% 2.75%
60 months 2.967% 3.00%

 

Terms

APY = annual percentage yield.
*All rates are subject to change without prior notice.