Share and Certificate Rates
Current Share and Certificate Rates
Share Rates*
Minimum of $25 to open an account. Minimum of $50 to receive dividends.
| Balance | Rate | APY |
|---|---|---|
| $50 to $2,499.99 | 0.025% | 0.025% |
| $2,500 or more | 0.07498% | 0.075% |
| Account | Rate | APY |
|---|---|---|
| Christmas Club | 0.150% | 0.015% |
| Special Savings | 0.150% | 0.150% |
| IRA accounts | 0.4991% | 0.500% |
*Dividends paid quarterly
Wheat State Credit Union also offers IRA share certificates; contact us for the most current rates.
Member’s Choice Checking**
| Balance | Rate | APY |
|---|---|---|
| Average daily balance greater than $300 | 0.025% | 0.025% |
**Dividends paid monthly
Share Certificate Rates
Minimum $500 to open on all terms, dividends paid quarterly, 90 days dividend penalty for early withdrawal.
| Term | Rate | APY |
|---|---|---|
| 6 Months | 0.7479% | 0.75% |
| 12 months | 1.7879% | 1.80% |
| 18 months | 2.2312% | 2.25% |
| 24 months | 2.3295% | 2.35% |
| 36 months | 2.3786% | 2.40% |
| 48 months | 2.4278% | 2.45% |
| 60 months | 2.5259% | 2.55% |
Terms
APY = annual percentage yield.
All rates are subject to change without prior notice.
