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Share and Certificate Rates



Share and Certificate Rates - Image of a calculator and cash



Current Share and Certificate Rates

Share Rates*

Minimum of $25 to open an account. Minimum of $50 to receive dividends.

Balance Rate APY
$50 to $2,499.99 0.025% 0.025%
$2,500 or more 0.075% 0.075%

 

Account Rate APY
Christmas Club 0.150% 0.150%
IRA accounts 0.499% 0.500%

*Dividends paid quarterly

Wheat State Credit Union also offers IRA share certificates; contact us for the most current rates.

Money Market**

Dividends earned on the Average Daily Balance

Minimum of $500 to open an account. Minimum Average Daily Balance of $500 to receive dividends.

Balance Rate APY
$500 – $4,999,99 0.15% 0.15%
$5,000 – $49,999.99 0.25% 0.25%
$50,000 or more 0.30% 0.30%

**Dividends paid monthly

Member’s Choice Checking**

Balance Rate APY
Average daily balance greater than $300 0.025% 0.025%

**Dividends paid monthly

Share Certificate Rates

Minimum $500 to open on all terms, dividends paid quarterly, 90 days dividend penalty for early withdrawal.

Term Rate APY
6 Months .35% .35%
12 months .500% .501%
18 months .550% .551%
24 months .600% .601%
36 months .650% .652%
48 months .700% .702%
60 months .800% .802%

 

Terms

APY = annual percentage yield.
All rates are subject to change without prior notice.