Share and Certificate Rates

Share and Certificate Rates - Image of a calculator and cash

Current Share and Certificate Rates

Share Rates*

Minimum of $25 to open an account. Minimum of $50 to receive dividends.

Balance Rate APY
$50 to $2,499.99 0.025% 0.025%
$2,500 or more 0.07498% 0.075%

Account Rate APY
Christmas Club 0.150% 0.015%
Special Savings 0.150% 0.150%
IRA accounts 0.4991% 0.500%

*Dividends paid quarterly

Wheat State Credit Union also offers IRA share certificates; contact us for the most current rates.

Member’s Choice Checking** 

Balance Rate APY
Average daily balance greater than $300 0.025% 0.025%

**Dividends paid monthly

Share Certificate Rates

Minimum $500 to open on all terms, dividends paid quarterly, 90 days dividend penalty for early withdrawal.

Term Rate APY
6 Months 0.5486% 0.55%
12 months 0.9962% 1.00%
18 months 1.1946% 1.20%
24 months 1.7386% 1.75%
36 months 1.9851% 2.00%

Terms

APY = annual percentage yield.
All rates are subject to change without prior notice.